Quote Originally Posted by Pepsi View Post
We aren't invested in anything. Now what do I do?
Invest in growth stock mutual funds by looking for a track record of 5-10+ years of good growth. Don't worry about short term performance, look at the long term of a fund that has been around for a while. Don't invest anything you will need anytime soon, you won't want to touch anything in there for at least 5 years, just keep throwing money in it every month forever.
The market has bottomed out so now is an excellent time to invest in it.

Pay off your debts if any, live below your means and save the rest. 6 months of expenses for an emergency fund in easily accessible cash funds, put the rest towards IRA, 401k, savings etc.