Quote Originally Posted by herbraham View Post
otherwise there is always bankruptcy.
$2600 in debt or file bankruptcy and pay at LEAST that in legal bills, go through that stress and ruin your credit for nearly a decade? That would be the dumbest move in the history of personal finance.

Any update OP? I know we chatted a couple times over PM, how are things shaping up for you? Do you have a gameplay you're following and/ or written budget in place? Is it getting easier to stick to over time?