Most adults working full time jobs will drop an extra $20-30 to avoid having a computer problem within the next year. Replacing a PSU can be quite the annoyance when you work all day and then come home to rest. I'd spend the extra money.
By the way, the OP can buy a new Dell for under $300 with equal specifications to what is listed above, or close to it. It saves you a little money and a good day's work. I've never had a Dell fail on me, even though I'm not sure what their reliability numbers are like overall these days.
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