I agree with everything you've said except that. I just rebuilt my desktop and have never heard of that. I had front and rear USB headers installed and had no problems installing Windows. Maybe on the media card readers.
Syclid, we'll need more info on that graphics card. If you are using DDR, it may be AGP which is rather outdated. PCIe is the new video card standard. If you are going to do a rebuild, what's your budget?
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