Well, you are right about the Broncos. I just chose them to win because I didn't think KC could win the division and I hate the Chargers.

Carson Palmer took the Bengals to the NFC Championship game in 2004 if I recall (or whatever year it was the Steeler's won the Super Bowl last), and will be consistent if he is healthy.

Miami may win their division again, in spite of the fact that I think the Patriots are gonna be monsters next year.

Brady Quinn is better than you are giving him credit for, and the AFC North is an easier division than the AFC East (a Cassel-led Patriots team is still pretty mean, as was evidenced by their season).

The 49ers will be better next year than they were this year and might be able to sneak into the wild card, but that is really just them being my favorite team in the history of forever and I miss them being good.

The Texans could be real nasty next year too. In the second half of this season they finally learned that they have awesome talent and they can play with and beat anyone. Look for them to make there first playoff appearance next year, and that is a real prediction.